PRE-PAYMENT OPTIONS
Most people find by planning ahead for their funeral, cremation, or cemetery service they can lessen their family's burden when a death occurs. Those who plan ahead find arranging their own services before need is one of the most thoughtful things they can do for their family.
Pre-paying can protect you and your family from future inflationary trends while providing the peace of mind in knowing that they will be cared for after you are gone. There are many different pre-payment options that we can provide you and your family, from single pay plans to automatic monthly bank withdrawals designed to meet anyone's budget concerns. We would be happy to tailor a pre-payment plan to meet your financial needs.
Frequently Asked Questions About Pre-Payment
1. Why would I want to pre-pay for my funeral services? The most common reasons are:
- Want a gradual payment plan because living on a fixed income
- Want to make sure there’s no burden for their family after death
- Need to move assets to qualify for Medicaid or other government programs
- Want the reassurance that everything is taken care of
- Want to avoid inflation and uncertainty by paying today’s price for services in the future
2. When I pre-pay for funeral services, where does my money go? How can I be sure it’s safe?
- Your money is placed either with a trust company or in an insurance policy. It is never held by the funeral home itself. Rest assured that your money is protected by law until the time that services are needed.
3. What are my options for pre-paying in a way that is comfortable?
- Time frame -- this can be up to five years
- Frequency -- payments can be made annually, semi-annually, quarterly or monthly
- Amount -- this is flexible by changing the two factors above to fit your budget
